so pleased the potty mouth statement wasnt directed at me LMAO! yes i have procrastinatyed and i too am a queen, dont ask my husband as you would need ear muffs and a day to lip read once he gets started!!! im a good girl, have called the bank, prepared for a bollocking but they were good, the deed is now done, we have a few more extra funds...YAY...now i just have to stop husband from spending!!! thanks guys...lol...